camper

Camper Insurance Rates: 2026 Averages by Type

Camper Insurance Rates: 2026 Averages by Type Camper insurance rates in 2026 average $125–$250 per year for a pop-up, $150–$300 for a teardrop, $200–$500 for a truck camper, $300–$600 for a travel trailer, and $600–$1,500 for a Class B camper van, with the type of camper setting roughly 60–70% of your premium before any other factor. Estimate your own number by camper type, value, and use with our free RV Insurance Quote Calculator(/finance/rv-insurance-quote-calculator) before you call a single carrier. The first time I priced insurance on a folding pop-up camper for a reader, the liability-only quote came back at $94/yr — less than that reader's monthly phone bill, and a fraction of the $600 they had budgeted after pricing a friend's Class C. That gap is the entire story of camper insurance: a $9,000 pop-up and a $90,000 camper van share a category and almost nothing else. I have since...